Buy A House Tips
Top 7 Things You Need To Know About Buying A House
House buying can be a tricky business especially when you are doing it for the first time. There are, however, some top 7 tips you need to read before buying your house. Some of these tips may seem like no-brainers but take your time to consider each one before you start looking for a home.
1. Do not Buy A House if you are not the committing type
This may sound too simplistic to be a point, but trust me buying a house is a commitment, a very long commitment at that, so if you are the rolling stone type then rather consider renting, it’s the equivalent of dating and buying a house is the equivalent of getting married.
2. Calculate what you can afford
Figure out how much you can afford to spend on a new home. You need to know your exact monthly expenditures. A budget will help guide you in the right price range of homes, this will help you get clear on what you are looking for so that you do not spend time looking at Houses above your price range. Many sites, dealing with house buying have a tool called a home loan calculator, so make use of it and tally up all your expenses, and incomes and see what you are left with at the end of the month.
3. Save up
Start saving! If you have decided that you are serious about Buying A Home then I suggest you start saving money every month to put towards a down payment on your home. It is also very important to settle all debt as you will need a good credit history. Banks will not likely give you a loan if you have a bad credit history. So pay off all debts and then start saving.
4. Get bond savvy
Do some research while you are saving. Find out about terms such as fixed interest rates, interest rates, property tax and closing costs.
5. Get pre- approved
You have done your personal budgeting; now let the professionals verify the amount you can afford to spend on a bond. When you are pre -approved on a loan you can make a serious offer if you come across a house that you like, knowing with confidence that you can afford to buy it.
6. Buy in a place close to schools and malls
Something important to remember when buying a home is to buy in an area that is close to schools and shopping centres or public transportation, because if you decide to sell your house one day these are the factors people consider when buying a home. It also boosts property values.
7. Get clear about what you are looking for
Yes I am sure we would all love a house with a sauna and indoor swimming pool, but make sure that even if you are approved for a bigger loan that you don’t go and buy a bigger property with features that you don’t really need. Keep it simple and get really clear about the basics.
About the Author
Albie Steyn manages the website http://www.isureins.co.za, a site that offers information about house buying
Home Improvement & Maintenance Tips : How to Buy a Pressure Washer
|
|
Wagner 0515034 ProCoat Stand Airless Paint Sprayer $199.99 The ProCoat allows users to draw paint directly from 1 or 5 gallon cans. It’s powerful 2800 P.S.I. piston pump, coupled with a 25′ hose and lightweight metal spray gun model No. GX 05 with 515 reversible tip and integrated tip holder easily tackles large projects. A full size in line filter accepts standard G thread (7 8”). Pressure selector allows you to adjust them from 1000 to 2800 P.S.I. The … |
|
|
Wagner Power Products 280037 Stain Spray Tip $14.99 With thinner materials like stain, it’s easy to over-atomize or create a mist so fine that it’s hard to control–especially when there’s a slight breeze to contend with. Uneven spray control means uneven stain on your deck, fence, lattice, or woodworking project. Designed for use with Wagner’s 168 Power Stainer, as well as Wagner’s 220, 305 or 315 Power Painters, this stain tip prevents over-atomi… |
|
|
Wallmonkeys Peel and Stick Wall Graphic – Stock Tip WallMonkeys wall graphics are printed on the highest quality re-positionable, self-adhesive fabric paper. Each order is printed in-house and on-demand. WallMonkeys uses premium materials & state-of-the-art production technologies. Our white fabric material is superior to vinyl decals. You can literally see and feel the difference. Our wall graphics apply in minutes and won’t damage your paint or l… |
|
|
Oral-B EB17-3 Power Toothbrush Replacement Brush Heads (3 Adult Refills) $9.99 The three replacement brush heads in this pack fit all Braun Oral-B electric toothbrushes. They have soft, rounded bristles in the center to protect the teeth from too-firm brushing. Long interdental tips on the edges clean deep between teeth and below the gum line and fade after prolonged use, indicating when a brush head needs replacing. The necks of the brush heads have removable color-cod… |
|
|
NASAL IRRIGATOR Nasal irrigator gently rinses nasal passages to wash away symptoms associated with sinus infections, allergies, colds and flu. The easy-to-use syringe draws from a saline mix of warm water and Nasaline® salt tablets (10 packets included). Unique tip is latex-free and designed to produce a gentle swirl that effectively relieves nasal ailments. Travel case included. Drug-free. Plastic, 8 x 1 … |
|
|
Nailtiques Formula 1 Protein, .5 Ounce $11.49 A unique blend of balanced ingredients that protects and maintains healthy, flexible nails, preventing them from peeling, chipping and splitting…. |
|
|
InCarCables Car + Home Stereo AUX-IN Auxiliary Input Lead Cable 3.5mm for iPod, iPhone, smartphones and mp3 players (1.6ft/50cm) $7.75 InCarCables 1.6ft Aux-In CableLooking for a way to use your iPod, iPhone, smartphone or mp3 player with your car or home stereo? InCarCables’ high-quality, gold-plated aux-in cable is the perfect solution!Simply plug one end into the headphone socket of your music device and the other into the jack in your car (or home) stereo and you’re set! The sound quality is excellent and the cable’s durabili… |
|
|
Forza Motorsport 3 $7.89 Microsoft Forza Motorsport 3 65H-00004 PC Games… |
|
|
Resident Evil: The Umbrella Chronicles $10.01 Resident Evil: The Umbrella Chronicles Wii… |
|
|
Brain Age: Train Your Brain in Minutes a Day! $14.71 Activities include quickly solving simple math problems & counting people going in and out of a house simultaneously.Draw pictures on the Touch Screen, or read classic literature out loud.Play Sudoku, the popular number puzzle game…. |
